Wednesday, December 31, 2008

Happy New Year 2009


Warmest Wishes from Tiki & Family !!!


祝大家在新的一年里:
小人远离您,贵人扶持您!!!
健康,平安,幸福,快乐 !!!



Wednesday, December 24, 2008

Merry Christmas to All


Custom Glitter Text

MAY THE WORLD BE FILLED WITH JOYS AND LOVE !!!

Thursday, September 11, 2008

HOMEMADE OTAH

My kids love otah. They use to buy it from some a Malay uncle near my house who is selling it on his mobile stall. It’s not cheap take into consideration of the portion. So, one day I told my kids, “Hey kids. Your mum knows how to do it. Fresher, tastier and most of all……cheaper.”

The best is to use oily fish like mackerel. If you wish to be innovative, you can also try other fish like tuna, sardine, salmon, etc. When you have excess fishes in your fridge and you are tired of frying or steaming, try doing otah with it.

What you need :
Mackerel fish – 200gm (Mince into fish paste)
Corn Flour – 3 tablespoon
Sambal Chilli – 3 tablespoon (if you like it spicy, you can add more)
Oyster Sauce – 1 teaspoon

Place all the ingredients in a bowl and mix well. There after, you can either steam it, bake it or BBQ it.

(A) Steam :
Put all your otah mixture on a plate.
Boil some water in your wok, place a metal stand and place your plate on top.
Cover it and steam for about 10 minutes.

(B) Bake :
Place your otah on greased aluminium foil and wrap it up firmly.
You may pack them in about 10 wraps.
Preheat your oven (not microwave oven of course) 220 degree C
Place all the otah warp into the oven and bake them for 10 minutes

(C) BBQ :
The most authenticable way is to wrap them in banana leaves.
Place the otah mix in the center of banana leaves and faster with
toothpicks at both end.
BBQ them on charcoal for 5 - 10 minutes depends on how strong
the fire is.



(In the above slide show, I Steam the otah. We serve the otah with Chicken Soup Macaroni top with Japanese spices. My sons love potato chips. Thus, I let them have it as a side dish. Funny right. Anyway, they love it.)

Tips :
For busy people like me….Hmm…..actually busy is only an excuse. Lazy is the reason :P
You may consider getting fish paste from supermarket where they sell such paste for making fish balls. As for Sambal chilli, you can also get it off the racks. It comes in many varieties and brands. You can find them in bottles and packets. You can also get it from wet market where there are stall selling pre-mixed spices.

If you wish to mix your own house brand sambal chili, you can make it with onion, turmeric, galangal, chili, balachan, garlic, buah keras and lemon grass. (haha…troublesome isn’t it ?) I skip this. Yeah…

I like to add some surprises in my otah. Sometime, I’ll add some squid, prawn or crab meat. My preference is squid but my kids prefer prawn and crab stick.

If you are not sure whether the otah is cooked, you can use toothpick or satay stick to test by poking it into the otah. If it comes out clean, your otah is done.

It’s very simple and I’m sure, you will do it again and again after your first try.

Wednesday, September 10, 2008

FRUITY PRAWN SALAD

Ingredient :
One Canned of Mixed Cocktail Fruit
250g of Fresh Prawn
Coleslaw (I prefer Kraft Coleslaw)

Cook prawn, deshell and halved it. Drain syrup off the canned cocktail fruit. Place cocktail fruit into a nice plate and lay the prawns nicely on the fruit. Chill them in the fridge till ready to serve.
Upon arrival of your hungry guests, squeeze coleslaw on the salad and serve them with pride. You may light a candle and place it on the salad, dance or march your way to the dinning table. Impress your guest with impressive low cost salad ;-)
There’s no secret to this recipe. Just Serve Cold.


Wednesday, September 3, 2008

NON BAKE PEACH CHEESE CAKE

The Cheese Cake Picture looks familiar ?? Yes, I posted it in my earlier blog post when we had it as a Singapore National Day Birthday Cake on our national day celebration. I've been receiving some requests for sharing the recipe of my Non Bake Peach Cheese Cake. It's easy to prepare and save you some trouble of baking. Kids can do it so why don't you give it a try.

INGREDIENTS :

The Cake :
400g Digestive Biscuits
120g Butter (melted)
1-1/2 tsp Gelatin
100ml Hot Water
1 tbsp Lemon Juice
250g Philadelphia Cream Cheese
4 tbsp Condensed Milk
1 tin Evaporated Milk – Chilled overnight

The Top Decoration :
1/2 Peaches (sliced)
2 tbsp Gelatin Dissolved with little Hot Water

METHOD :

1. Crush biscuits into fine crumbs. Mix the crumbs with melted butter in a mixing bowl. Mix well and press crumb mixture into a 9” baking tin to form a firm and even crust. Chill for 2 hours while making the filling

2. Dissolve 1-1/2 tsp gelatin with hot water. Stir in the lemon juice and put aside.

3. Mix cream cheese and condensed milk well.

4. Whip the chilled evaporated milk until thick and combine with the gelatin mixture and (3). Beat till the mixture is smooth. Pour filling into crust and decorate with sliced peach. Pour the dissolved 2tbsp gelatin over the cheese. Chill overnight to set.

TIPS :

1) I prefer to line the tin with aluminum foil before pressing the crumb into the tin for easy removal. It’s not necessary but I prefer as it’s really very easy when removing the cake from the tin.
2) I add extra peach cubes into the cake to give it an extra peach flavor and it looks prettier and colorful when you present slice cake to your guess.

3) You may wish to use Oleo biscuits if you like to add some chocolate flavor into your every bite. Digestive biscuits are preferred as it will compliment the light and fruity cheese cake.


4) I actually freeze it at times and serve it as ice-creme. My kids really love their cheesy ice-creme. Best of all, it's calcium rich.

4) Be creative by changing the fruits to Kiwi, Strawberries, Blue Berries or any seasonal fruits of your choice.


Friday, August 22, 2008

HOMEMADE SNOW....Kids having Fun

I rarely buy toys for my kids. It's an idea passed down from my grandmother to my mother to me. The idea is not to buy toys but to invent toys or games for kids.

Since I was very young, my mother always says she doesn't believe in ready made toys as they are not fun. I have 3 brothers and I'm the youngest. We always invented toys made from papers, cups, discarded items like pot, wire, rope, etc etc. We make use of recycle items and convert it into toy house, cable cars (using boxes and ropes and attached to our double deck bed), build rooms using blankets and bamboo sticks in our bedrooms (we even have a tiny toilet in our room), paper balls, boat, kite etc. Anybody came out with an idea of certain toy, we would make that fun toy immediately. Most of the time the craft is done by my eldest bro as he is the smartest among us.

Many times, we would come out with script and act it out as a game. My eldest bro was always the bad guy, my younger bros were the heroes and I was the princess they need to protect and rescue. We played haunted house (my second brother is ghost and we are visitors cos my second bro acts ghost well), zoo (my bros are animals and I'm visitor), hero rescue, ghost comb (my second bro...ghost again...holding a ghost come and chased after us. Whoever being poked by comb would be the ghost), riding mad horse (my bros are the mad horse and I need to ride on them till I fell from their back). It's really fun and at zero cost.

Now, it's my turn to pass this idea to my kids. I started with them when they were very young. When they were one year old, I made toys from papers and cloth. When they get older, they are able to make themselves. It just happen naturally.

My kids simply love their own invented games and toys. There's once my youngest son told me "mum, ready made toys are not interesting as compare to the toys or games we come out with ourselves." I guess, it's the fulfillment that hey have being able to create something fun to play. At times when my kids receive toys as birthday and Christmas presents, they really love the toys but the feelings are a bit different. They will play for some time and you will notice that they normally put them aside and go back to their own games.

Here is a vedio I capture when my younger son was playing "Homemade Snow" with his sister using papers. See how much fun they have. Enjoy the vedio. Cheers.



Encourage your kids to make their own toys. It's good to practice their imagination and encourage their development of motor skill too. Best of all, it's Save the Gaya act and Save Your Money too.

Wednesday, August 20, 2008

Homemade Pizza (AMC Pot / Oven Bake)

As what have mentioned in Pebble’s blog, it’s so convenient to call a pizza company and ask for delivery. My family love pizza with extra cheese toppings as the regular toppings are normally not to our satisfaction.

Extra toppings = extra money. Thus, auntie like me is always looking out for cheaper alternatives. There’s pizza joints that offer buy one get one free. Hey, it’s still not cheap and doesn’t taste as good without extra toppings. I’m greedy though…. :P

You can also make your pizza at home with ready made pizza base and spread your pizza sauce, cheese, toppings. However, nothing is cheaper and better then a Homemade Pizza with homemade dough. Thanks to Pebble and SC for this easy recipe. It works like miracle. It taste good and it’s absolutely easy to make.

I’m using AMC pan but if you do not have one, an oven is equally good.



INGREDIENTS FOR PIZZA BASE
1/2 bowl fresh / low-fat milk
1 Egg
1 tsp dry yeast
a pinch of find salt / sea-salt
a pinch of sugar
1-1/4 bowl of plain flour


INGREDIENTS FOR SEAFOOD PIZZA TOPPING
tomato base (note: you can use paste sauce)
sliced ham (cut into squares)
sliced bacon (cut into squares)
sliced mushrooms
sliced prawn
sliced crab meat
sliced pineapple (cut into small pieces)
sliced capsicum
grated mozzarella cheese
shaved or grated parmesan cheese


INGREDIENTS FOR PORT FLOSS PIZZA TOPPING
tomato base (note: you can use paste sauce)
mayonnaise (optional but it really taste better with it)
pork floss (I choose one with sesame seed and seaweed)
grated mozzarella cheese
shaved or grated parmesan cheese


METHOD

1. Mix the milk, egg, yeast, sugar and salt in a big mixing bowl.
2. Add the flour and mix till a dough forms.
3. Knead the dough.
4. Cover the dough with a wet cloth (note: remember to squeeze out as much water as possible) and leave the dough to rise for about 30 minutes. The dough will rise about another 3/4 of the original height.
5. Grease the inside of an AMC flat pan with butter / margarine.
6. Place the dough in the middle of the pan and use your fingers to spread out the dough until it covers the bottom of the pan and a little of the sides of the pan.
7. Cover the entire pizza base with a layer of tomato / pasta sauce.
8. Sprinkle the grated mozzarella cheese liberally.
9. Add the bacon, ham, mushroom and pineapple (note: the ingredients are to be squeezed as dry as possible before placing them on the pizza base).
10. Top with shaved parmesan cheese and grated mozzarella cheese.
11. Flatten the pizza so that the cooked pizza will turn out even.
12. Cover the pan with the AMC cover and cook on a low flame until the dial reaches "M". The cooking time is about 15 minutes.



Remarks & Tips

As the dough will rise after 30 minutes, place the dough in a tall container and cover it with wet cloth. If you place it in a small container or bowl, the dough will rise and touches the wet cloth. Why should you spend extra time washing the cloth isn’t it ?

The above pizza topping is for Seafood Pizza. Use your imagination and creativity to make your unique pizza. Give your invention a name. I name mine Kim Tian Regency Royal Pizza.

I made two pizzas at one go. One is Seafood Pizza and the other is Pork Floss Pizza. For Pork Floss Pizza, since the floss is cooked, I cook the base with tomato base, mayonnaise and cheese without topping the floss. Once the base is ready, I spread a bit more mayonnaise (so that the floss can stick to the base) and top the base luxuriously with seaweed pork floss.

My Fun with Kids & Friends

Our Royal Pizza was served with mixed vegetable salad, coleslaws, cakes, and drinks. It’s a Saturday night party feast.

Do it with your kids. My kids did it with me with minimum help. They feel very encouraging being able to show their talent. My Buddies TS and UR tried the pizza and the result is ……thumbs up. My eldest son Supercute can’t get enough of it and he did another two pizzas on the following morning as our surprise breakfast. He serves with hot lemon tea. Simply Delicious !!! Thank you son.
Pay less, get better pizza PLUS lots and lots of fun in the process of preparing and eating. Homemade is the best.

Wednesday, July 30, 2008

KIDS SAVING

I have a kid in secondary school, one in primary and another is about 3 year old. My eldest son used to have financial control problems as he can’t really control his desire to spend all the money he has on tit bits he loves to eat, game cards he loves to own and nice stationeries he wish to have. It is a straggle for him and me trying to manage money.

It is of great concerns to guide him and the rest of my kids to let them be Money Smart Kids. I started off introducing my saving plans for my eldest son and my youngest son voluntarily wishes to do the same. Results are good and we are very happy with the change.

Many financially savvy adults have developed good money saving skills when they are very young. Children who learn the benefits of saving money will benefit them and they will have a very essential skill in life. They will know how to source for funds, maintaining funds and even expanding funds in positive way.

Ways for kids to do their savings :

1) Saving Accounts :
Open Saving Accounts for your kids as young as possible. Many local banks offer kids’ bank account. They often waive minimums to welcome these little bank customers. Some will provide incentives like giving small credit into kid’s account when they first open the saving account. Others will give attractive gifts and toys as encouragement.

2) Piggy Bank :
Encourage your kids to own a cute and small piggy bank. Let him/her choose her own bank and place it at a prominent place. Some piggy banks can produce music once a coin is slotted. There’s one bank I came across is a miniature ATM machine. You can deposit coins and notes similar to bank automatic deposit machines. There’s a smart card that will update the value so that when your kids slot in the card, it will show how much he will have. The kids will find it cool to have something similar to adult world. Of course, such bank comes with a price. You will need to spend some money before you can start saving. Thus, encourage your kids to consider wisely their budget. Ask your kids for their opinion on their choice. Once they have make up their mind, go for one that they have decided on. This will give them recognition too which is very important. Kids has pride and wants to be treated like adults.

3) Extra incentives :
Give your kids a real extra incentive when they hit their saving target. Let say, if your kid gets allowance of $10 per week and if he can save $1.50 out of it, you give him extra $0.50. He will have this weekly incentive. If he doesn’t spend the savings in the first month, he will get another $2.00 as extra bonus. This will keep your kids looking forward to hit their target and even if they do not hit the extra bonus, it will be an added advantage of fewer frivolous spending.

However, you have to stress to your kids that they have to take their meals in school. Do not skip meal just to save extra and get extra incentives. Show concern on what they eat, how they spend and how the saving going is. Guide them on the right path.

All good habits start from young. Encourage them to be young money managers. As child ages and maturity grows, they have already set their right foundation. Better investment on greater returns such as Trust, Bonds and Shares can slowly be introduced. The rest is to watch them soar and be proud parents.

Friday, June 27, 2008

BROWN RICE FACIAL WASH

Brown rice is whole grain rice with mild nuty flavor. In the past it is rarely eaten except by the sick and elderly as a cure for constipation. However, it is now well accepted as it is far more nutritious then white rice and becoming more expensive due to shortage.

The reason for me to introduce brown rice is that it is so nutritious for consumption, even the water you use to soak the rice is equally useful.

For cooking brown rice, we need to soak the washed brown rice for at least two hours in warm water (abt 35 - 38 degree C) prior to cooking. It will encourage gemination and activate various enzymes in the rice. You may transfer the rice to the rice cooker with fresh water but do not discard the soaking water. The nutritious water is for your face.

You will notice some residual at the bottom of your soaking bowl. This part (part A) will be for use as face mask. The clearer top liquid (part B) will be use as face wash.

If you face is oily, you can mixed some facial foam to part B and cleans your face. If your skin is normal, just wash with part B liquid. After washing, pad dry your face with a towel. Scoop up part A and spread it evenly on your face as a face mask. Leave it for about 10 - 15 minutes and rinse off . You can immediately feel the smoothness of your skin.

Try it my dear friends. You don't have to span too much money or time doing it as the brown rice facial wash and mask is totally free.

Food for your tummy and nutriants for your face :P

Wednesday, June 18, 2008

TIRAMISU Non-Bake Cake

Giving free gift to attract sales is one of the game that never fails me especially when I am doing my open house sales. People tends to remember my delicious snacks and thus remember me...Hahah.....ofcourse they will remember my items for sales.

I always start up with easy recipe even my kids have no problem preparing. Try it mums and dads. Your kids will love it so does your clients. You can even sell it to your friends to make some extra money, use it as birthday cakes so you can save some extra money instead of buying one.

The best thing with this recipe is that it DOES NOT REQUIRE BAKING.

Ingredients :
75g sugar
3 egg yolks
250g whipped fresh cream
250g mascarpone cheese
2 packets sponge fingers
1 cup black coffee
8-10 tbsps brandy
Some cocoa power for dusting

Preparation :
1. Put egg yolks and sugar in a mixing bowl and cream them together until thick. Add mascarpone cheese and continue beating. In a separate bowl, whip fresh cream. Fold whip fresh cream into the cheese mixture and set aside.

2. Mix coffee and brandy in a separate bowl. Dip each sponge finger into the coffee mixture and line the base of a baking pan.

3. Spread a layer of cheese mix over. Add another layer of dipped sponge fingers and another layer of cheese. Dust with cocoa. Chill in the fridge for 4 hours but it taste best when chill overnight.

Enjoy little friends, big friends, dads and mums with this easy recipe. Hope you have fun with it.

Monday, June 9, 2008

EARN AS YOU READ

Many thanks to my friend Sharon for sharing with me a program in making little money via reading.

I have joint EmailCashPro and starts earning some money by reading online ads with no cost at all at my end. I will not go into something that I need to pay unless the return is really that good and justifiable. Thus, I go for this which I do not need to fork out any money. Haha…

ECP is a local (Singapore) advertising service company who pays members to view online ads. All you need to do is to sign up as a member. They will send links to ads to you via e-mail according to your interest and profile. (They are earning from advertiser and share some profit to you for viewing.)

You will earn money by clicking on the links and view an ad for a minute. Each view will earn you a point which worth around half a cent. Spend a little bit of your time per day viewing the ads will get you some money.

To earn more, you may enroll your friends or promote your member link (no spamming please). When your friends who enroll as member under your link start viewing their ads, you too will earn referring points which in turns converted to money.
If you think it’s worth trying at no cost, you may sign up via my link -
http://www.emailcashpro.com/?r=adecsynet
and I will earn some referring points. Haha….thanks and really appreciate that.

At this moment, they are also giving away bonus to member. You can view some free e-books and articles on topics like golf, babies, finance etc. You may find them interesting and helpful to read on.

Oh Yes…….You might think that half a cent is not much. You will not be rich for this money. But…..hey, it is till money isn’t it. My lovely grandmother keeps reminding me since I was young, “don’t look down on half a cent even though it is that insignificant.”

Tuesday, May 27, 2008

SAVE WHEN YOU ARE SICK

You must be thinking that I'm crazy. Sick and still thinking of saving money ???!!!

Going to consult a doctor is so expensive nowadays. For small sickness such as common flu, common cough, slight fever etc. you can just get the medicine from pharmacy. You are paying lesser as you dont have to pay consultancy fees. However, you have to be very careful and have some knowledge on medicines is essential. Most importantly you must know your body, your health, your habit well.

On your spare time, read more about medicines. Understand their benefiting effects as well as side effects (I'm not asking you to be a doctor ok). Eg, Mucosolvan is for treatment of productive cough and loosening phlegm. So, when you are coughing with phlegm, you know you can get it from your pharmacy. Ask pharmacist for opinion and double confirm before your purchase.

Trust me, you can realy save some money. However, I have to STRESS that you must read up and know more. You have to consult a doctor if your symptom is not towards common sickness.

Friday, May 23, 2008

HOMEMADE FERTILIZER

Homemade fertilizer is an environment friendly, easy and low....or rather NO COST alternative to synthetic fertilizer for growing your flowers, herbs and vegetables. They are Organic fertilizer and your vegetables will be 100% Organic.

Saving = Earnings !!! Plus point....it's ORGANIC. Wow....Here's how to do it :

1) Gather leaves, twigs, plants, tea bags, coffee grounds, vegetable scraps, fruit scraps like apple cores, vegetable peelings and banana peel etc. Put them in bucket and let them decompose naturally. If you can find earthworms, they can be added. Loosen them regularly by stirring especially when you add new scraps.

2) Egg Shells is rich in calcium and potassium. Crash dry eggshell and place on the soil around plants.

3) Milk contains nitrogen building protein. Just mix 1 part to 4 parts of water. Give one cup of this liquid to your plan once a week.

Thursday, May 22, 2008

STANDBY MODE OF APPLIANCE

In most of the case, the source of waste is not noticeable and not detected. Many home or office appliances user has the habit of using remote control which is so convenient in operating. I always call remote control as a lazy man’s tool.

My piece of advice : Switch off your TV, DVD+CD Player, Computer, Printer, Sound System etc at the power socket. Please do not leave them on standby mode. On standby mode, your appliance is still drawing power even though it is unnoticeable.

Have good practice of switching off your appliances in your house or office can actually save up to about 10% of your electricity use. You can expect to save around S$50.00 per year.

Can you imagine all this small little standby you have ignore, can actually save you some cash for a little Christmas Present. So, just stretch your hand a little bit and off the power point. Simple isn’t it ?

Tuesday, May 20, 2008

ENERGY SAVING LAMPS

Do away with normal fluorescent tubes, spot lights and fanciful color bulbs.

There is many energy saving lamps available in the market. Go for CFL (Compact Fluorescent Lamps). It is an energy saving superstar.

On average, a CFL consume 75% less energy than standard incandescent bulbs and last about 10 times longer. It also produce 75% less heat which means you are cutting down energy cost in cooling your home. It comes in different shapes and sizes that suits your need. It has the shapes of Spiral Twist, Tube, Round, Oval etc. It goes well both indoor and outdoor.

Go shopping for CFL....wait no more !!!

Friday, May 16, 2008

CHECK FOR THE ENERGY SAVING LABELS

There are so many varieties of models and capacity of refrigerator in the market. The most important features you should look for is not just the capacity, the purchase price and exterior look of the refrigerator. You should look for the Energy Saving Label. Look for the TICKS. A four ticks air conditional and refrigerator will definitely save you more as compare to a one tick and two ticks.

Base on Singapore computation, an energy saving refrigerator can save you about S$100 per year and an energy saving air-conditioner will save you about S$350.00 over a year. Isn’t it amazing ? Buy smart, save smart !!!

Thursday, May 15, 2008

SWITCH TO FAN

Do not rely on air conditioner on daily basis. I know and I understand that heat is unbearable. Hot weather makes me sick too.

On days where weather is ok, switch it to fan instead of an air conditioner. You might not get use to it initially but I assure you that you will get use to it in no time. You will be very surprise that if you do a total switch, you may be saving about S$50.00 per month (base on Singapore context).

Thus, use more fan then air-con. Save the Environment, save yourself.....oops....I tot it's "save the cheer-leader, save the world" ????? :P

Wednesday, May 14, 2008

AIR CONDTIONER

Singapore and other tropical countries are always facing the problems of heat and humidity. Most of us can’t bear with the heat and air-conditioner is essential. How do we enjoy and at the same time lower the power consumption ?

Here it goes. It’s really that simple. Just set your air conditioner’s thermostat at 25ºC or higher. I notice that my consumption has gone down. On the average, every degree raised will save you about S$20.00 per year (base on Singapore energy computation). Hey just freeze your energy wastage by pressing a button on your air-con’s remote control. Piece of cake !!!

Tuesday, May 13, 2008

SAVE ON ELECTRICITY BILLS

Lowering power consumption will benefits you in more ways then just saving you extra cash. You will be benefiting from less CO2 emissions which is heat trapping, protecting the environment, at the same time SAVE EXTRA MONEY.

I’m working on some easy energy conservation tips. Just change a bit of your lifestyle (not drastically for sure). It’s all about how efficient you control your energy consumption. It’s as easy as A, B, C. Do share with me some of your ideas by passing me comments. My blog is a platform for all money savers :P

Monday, May 12, 2008

RAINNING CATS + DOGS

It's been pouring for the pass few days. I love rainning days esp those accompany with thunders and lightings. Beautiful isn't it ?

I was caught in the rain yesterday after work. Stuck in the bus stop (wanted to stand on the chairs as the rain was soooo heavy). Fortunately a friend (a beautiful lady working next to my office) passed by and managed to rescue me. Heng loh.......dont have to spend another $8 or $10 buying another umbrella.

Be nice and nice people will come to your rescue.......See how I save a few dollars in another way.

Friday, May 9, 2008

MY WEB ON BABIES,KIDS,TEENAGERS & PARENTING

Learning and exploring new things are always part of me. I have just constructed my new web site on babies, kids, teenagers and parenting.

It is so much fun writing and putting my articles on web so that I can share all I know about children with proud parents & concern adults. It is not very difficult to build your site but I'm still not satisfied with my space. I will keep adding on more contents and trying some technique to beautify and improve the rooms. Hahaa......just like drug addicting.

Everyday I'm thinking of my blog and my web site. Well, most importantly. I really enjoy doing it. Dear friends, do give me some comments after browsing through my site : http://adelineverytiki.googlepages.com/
.

Thursday, May 8, 2008

PIGGY BANK

Saving S$10 per Week = S$500 EXTRA per year.

It is enough for : A modest vacation, buy yourself a gift that you long for, bring your family for a good feast, help the poor by donating, paying extra for your outstanding bills etc etc.

So, get yourself a Piggy Bank NOW !!! Don't get one that is so BIG that you will run out of enthusiasm of saving. Get something small. It is that fantastic feeling of satisfaction that you will experience when the small bank is filled up. It will encourage you to have the next small bank (perhaps another little bit bigger piggy bank). Do not hesitate. Look around for a small and cute piggy now. You are going to feed it everyday. So get one you love.



This is one of my favourite Piggy Bank.....it's really a PIGGY where I place on my office table. Cute to look at and encouraging to feed it.

Wednesday, May 7, 2008

GIVE BEFORE YOU TAKE

There's one weapon I always use when doing my open house sales.........Give before you take.

Prepare some good snacks, desserts, drinks, small little door gift etc for people who visit your house. Welcome them with your unique gift of food (they cant find else where but to get it from your place....hehe.....you are one point up in that case.)

I don’t believe in spending too much on advertisement. Food itself is GREAT advertisement. I believe in personal touch. Your great snacks with great merchandises will make them come back for more. Trust me. Not many people will just come for the food.

Not to worry if you do not know how to cook. I'll compile some of my favorite recipes and share with you when available. Just give me some time to do it ok.

Tuesday, May 6, 2008

2ND HAND SALES

Almost 99.999999% of us are having at least one of these happenings........

Items untouch and forgotten since the day you buy. Items no longer needed but unbearable to part with (heart pain to throw). Items that are so cheap and you buy in bulk (take century to utilise all). Items too old (in your opinion it's old but to others ?.....). Urge to throw used stuff to clear up space. Wanting to change new things but you are still having the old one........etc......etc

Dont's just throw away. All these OLD hacks are treasures To You and To Others who need it.

You can have a Garage Sales, Open House Sales, On-Line Sales or Flea Market Sales. Think about it. You can make some money back and people who needs it get it cheap.

Monday, May 5, 2008

SAVINGS = EARNINGS

Saving a dollar or even cent here and there won't make you a millionaire instantly but it will definitely add up your reserves.

Ready for SAVINGS ?.........Here you go......the first trick :

Smart Shoppings !!! Do consider shopping at budget stores. Most budget stores sell daily use items such as toiletries and kitchenwares. You can even find snacks, stationery, garments etc. Those kind of "No Brand" items which are inexpensive. Who needs branded disposable paper plates anyway. But, take note of the packing size and compare them with the price on per unit basis. Eg. $10 for bag of 10pcs is cheaper then $3 for a bag of 2pcs.

Spend money carefully on Smart Shopping with simple maths calculation will make a difference. Spend your extra money for a great vacation which you long for.

Friday, May 2, 2008

BLOGS EARNINGS

You may heard of or read about people earning 4 to 5 figures per month via bloggings. Well, that is one of the way you may earn extra cash by writing some blogs or creating websites. Thereafter, by placing advertisements on your blogs whereby visitors may click and view will enable you to start earning money from it. Whether you are a newbie or expert marketer, it works.

Let me share with you how it's done :
First, CREATE a blog (eg with blogger.com or others that you are comfortable with)with rich and unique contents. Let say write about Cotton Candy...everything about and related to it. Then, after posting some well written blogs, register with Googles AdSense. (You will receive confirmation letter from Adsense team in a day or two. They may reject your application if your blogs sucks...haha...). It is a fast and easy way where AdSense will help displaying related ads and Google Seach on your content pages.

You will earn money whenever visitors clicks them.......click=$, click=$,....Can you hear the sound of money ? Yeah....... Spend some time in a day or two to write your interesting blogs. You can turn your hobby blog into money making machine.

Don't expect to earn a fortune overnight without putting in effort. The more you want to earn, the better the quality of your blog must be. Be realistic. Work towards it okay.

Thursday, April 17, 2008

PURPOSE OF MY MONEY BLOG

Chatting with my friend Zoe today via msn and she ask me if what I've written is for real. Hahaha......too good to belief ? Nananipupu.......

I've been looking for extra lobang (opportunities) to earn more and meet my ends. However, it's not easy to come by. So, I have been cooking with this idea of putting all the lobangs together and share with everybody. Whatever I know, I'll let you know. When I do it genuinely, I am sure I'll receive some suggestions in return. Sharing is Splendid and Caring is Loving.What I'm writting is like a key to doors. You can pick up the keys to open the doors or keep as souvenirs. Just keep collecting the keys. It might comes in handy when needed.

Thursday, April 10, 2008

WHO DOESN'T WANT TO BE A MILLIONAIRE ?

Who doesnt want to be millionaire ?.......Ofcourse you do. Who doesnt ?

Working 9 to 5 is a safe way to earn $$$. But never forget that there's always somewhere out there where you can work on to earn you extra income.So, friends. I love to make some extra bucks too during my leisure time. Let me share with you what I've learn. Let me learn from you on how you stratch your every dollars.


Let's all be millionaire........one day